Insurance Solutions by Industry
Insurance Solutions for Dentists in Cyprus
A dental surgery is a clinical environment and a capital-intensive small business. We help dentists in Cyprus review the areas that matter for how their practice is set up.
The nature of the sector
A dental practice depends on daily patient care, specialist equipment and the smooth running of its premises. Damage to the surgery or equipment, a professional error, an injury or a closure can have serious financial consequences. Depending on how the practice operates, staff responsibilities, patient data and other day-to-day risks may also need attention.
6 Insurance Areas Worth Considering
Every business is different. These are six insurance areas commonly worth considering in this industry, depending on the activities and how the business operates.
Professional Indemnity
Relates to claims arising from diagnosis, dental treatment, surgery or anaesthesia.
Premises, Equipment & Contents
Relates to the equipment, furniture, fittings and other contents the business uses in its day-to-day work, whether the premises are owned or rented.
Property / Building Insurance
Relates to the building or other immovable property owned by the business and damage caused by incidents covered in the policy.
Public Liability
Relates to accidents involving patients, accompanying persons or other visitors at the dental practice.
Employers’ Liability
Relates to workplace accidents where the practice employs dental nurses, hygienists, receptionists or other staff.
Business Interruption
Relates to lost appointment income and continuing costs if an insured incident forces the surgery to close temporarily.
Realistic examples
What could disrupt your business?
Complication or Injury after Dental Treatment
A patient claims they suffered an injury or other complication after dental treatment.
Dental Equipment Breakdown Cancels Appointments
A key piece of dental equipment breaks down, so scheduled appointments or treatments cannot go ahead.
Patient or Visitor Injured at the Dental Practice
A patient or visitor slips or is injured on the practice premises.
Theft or Leak of Patient Records
Personal or medical details of patients are stolen, lost or accessed by an unauthorised person.
Water Leak Damages the Dental Practice
A water leak damages the premises, equipment or other contents of the practice.
Fire and Temporary Closure of the Dental Practice
A fire damages the premises and equipment, and the practice has to close temporarily.
These are illustrative examples to help explain risk. They are not statements about what any policy would or would not respond to — that always depends on the wording and the circumstances.
Our approach
Insurance starts with understanding your business.
We review how the surgery is equipped, how far ahead the diary is booked, who works in the practice and what a fortnight of closure would mean financially. That gives us a realistic list of areas worth discussing, rather than a catalogue of policies.
This page is general information about the sector. It does not describe policy terms, conditions or exclusions, and it is not a recommendation.
- What the business does
- How it operates day to day
- Premises and equipment
- Employees and the people you rely on
- Customers, clients and visitors
- Professional responsibilities
- Operational dependencies
- Risks that could materially affect you
Vesta Needs Review
Not sure what your business needs?
Start with the Vesta Needs Review. Answer a few simple questions about your business and we will help identify the areas that may be worth reviewing.
Prefer to speak with us?
If you would rather talk it through, tell us a little about your business and we will come back to you. No lengthy forms at this stage.
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