Liability & Professional Risks
Employers' Liability
Employers' liability concerns a business's obligations towards its employees for injury or illness connected with their work.
What is it?
This is cover concerning an employer's liability towards its employees, where they suffer injury or illness connected with their work. It concerns every business that employs staff, regardless of size or sector. The exact content of each solution differs by insurer and is confirmed case by case.
Who is it for?
It is relevant to every business that employs even a single worker, from small family businesses to larger organisations, whatever the setting — office, site, shop or elsewhere.
Legal position
Is it compulsory in Cyprus?
Compulsory by law
In Cyprus, employers' liability insurance towards employees is compulsory by law for every business that employs staff. Vesta can help clarify how this applies to your business.
General information only. Requirements can change and depend on your activity — Vesta can help clarify what applies to your circumstances.
When might you need it?
You hire your first employee.
Your business grows its workforce or changes the nature of employees' duties.
Employees carry out work away from the business's usual premises.
You introduce new equipment or processes that change working conditions.
These are illustrative circumstances, not a description of policy terms, conditions or exclusions.
Why review this cover?
A workplace accident or work-related illness can create significant financial and legal obligations for an employer. A periodic review helps establish whether the cover matches the number of employees, the nature of their duties and the locations where they work.
The Vesta approach
Understand first, then solutions.
Before discussing solutions we want to understand how many people you employ, what kind of duties they perform and where they work. We then look at the obligations that apply to you as an employer and the points worth reviewing, so that your decision is based on a genuine understanding of your working conditions.
Next step
Let's look at your circumstances.
Tell us how things work in practice and we will explain what is worth reviewing before any solution is discussed.
Prefer to speak with us?
If you would rather talk it through, tell us a little about your business and we will come back to you.
Related insurance areas
All business insurance