Motor
Motorcycle Insurance
A motorcycle has a different usage and exposure profile from a car — and that changes the points worth reviewing.
What is it?
This is insurance concerning the use of a two-wheeled vehicle on the road. As with cars, the basis is liability towards third parties, while wider forms of cover may address the machine itself, rider equipment or particular uses. The exact content of each solution differs by insurer and is confirmed case by case.
Who is it for?
It is relevant to riders who commute daily, riders of larger-capacity machines, scooter owners on urban routes, and anyone keeping a motorcycle for occasional or seasonal use.
Legal position
Is it compulsory in Cyprus?
Compulsory by law
Third-party liability insurance is compulsory by law in Cyprus for any motor vehicle used on a road, including motorcycles. Wider forms of cover are not required by law.
General information only. Requirements can change and depend on your activity — Vesta can help clarify what applies to your circumstances.
When might you need it?
You acquire a motorcycle or move up to a larger-capacity machine.
You use the motorcycle for your daily commute.
The machine stays off the road for long periods of the year.
You keep the machine outdoors or change where it is parked.
These are illustrative circumstances, not a description of policy terms, conditions or exclusions.
Why review this cover?
Riders are more exposed to personal injury, and an incident involving other people can create significant financial obligations. A conversation in advance helps clarify what is and is not addressed, and which details of your own use need to be declared accurately.
The Vesta approach
Understand first, then solutions.
We start from how and where you ride, who else may use the machine and where it is kept. With that picture we explain what is compulsory, what is optional and which points are worth discussing before any decision.
Next step
Let's look at your circumstances.
Tell us how things work in practice and we will explain what is worth reviewing before any solution is discussed.
Prefer to speak with us?
If you would rather talk it through, tell us a little about your business and we will come back to you. No lengthy forms at this stage.